—— The important details

Terms of Use.

Terms of Use.

Terms of Use.

Last updated:

4th November 2026

Applies:

worldwide

Governing law:

England & Wales

These Terms of Use govern the download, installation, access to and use of the Cab-Tax mobile application. Please read them carefully. Clauses 4, 8, 10 and 14 are of particular importance.

1. Introduction and acceptance

1. Introduction and acceptance

1.1 These Terms of Use (the "Terms") constitute a legally binding agreement between you and RAICO Digital Ltd in respect of your use of the App.

1.2 By downloading, installing, accessing or using the App, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not download or use the App.

1.3 These Terms apply to users worldwide, subject to any mandatory rights and protections conferred by the law of the country or region in which you reside.

2. Definitions and interpretation

2. Definitions and interpretation

2.1 In these Terms:

"App" means the Cab-Tax mobile application, including any updates to it and any associated documentation;

"App Store" means the digital distribution platform from which you obtained the App;

"Applicable Law" means all laws and regulations applicable to you, to RAICO Digital or to the App, as the context requires;

"Business User" means a person who uses the App wholly or mainly for the purposes of their trade, business, craft or profession;

"Consumer" means an individual who uses the App wholly or mainly for purposes outside their trade, business, craft or profession;

"Premium Subscription" means a paid subscription to the App that removes advertising and provides access to additional features;

"Privacy Policy" means the Cab-Tax Privacy Policy, available at

"RAICO Digital", "we", "us" and "our" mean RAICO Digital Ltd;

"Records" means the information you enter into or generate within the App, including shift, income, expense, mileage, payment and note data, together with summaries derived from it; and

"you" and "your" mean the individual using the App.

2.2 Headings are for convenience only and do not affect interpretation. Words such as "including" and "for example" are illustrative and do not limit the words that precede them.

3. About us

3. About us

3.1 The App is provided by RAICO Digital Ltd, a company incorporated in England and Wales under company number 16865524, whose registered office is at: RAICO Digital Ltd, 1711 High Street, Knowle, Solihull, England, B93 0LN.

3.2 You may contact us at info@raicodigital.com.

4. Nature of the App and important limitations

4. Nature of the App and important limitations

4.1 The App is a record-keeping tool designed principally for self-employed taxi and private hire drivers in the United Kingdom. It enables users to record shifts, income, expenses and mileage, to view summaries, and to export Records.

4.2 The App does not provide professional advice. The App is not, and does not provide, an accounting, financial, legal or tax advisory service. Nothing in the App constitutes advice on which you should rely, and the App is not a substitute for advice from a suitably qualified professional.

4.3 The App does not submit information to any tax authority. The App does not submit tax returns or any other information to HM Revenue & Customs ("HMRC") or to any other tax authority, and it is not HMRC-recognised Making Tax Digital software.

4.4 Summaries are not tax calculations. Figures and summaries generated by the App are derived solely from the Records you enter and are described, for example, as "income less recorded expenses". They do not constitute a calculation or determination of your taxable profit or of any tax liability.

4.5 Without limiting clauses 4.2 to 4.4, RAICO Digital does not represent or warrant that:

  • any expense you record is allowable or qualifies for tax relief;

  • the categories used in the App are appropriate to your circumstances;

  • summaries generated by the App reflect your final tax position;

  • the App satisfies every record-keeping, accounting or tax-reporting requirement applicable to you; or

  • use of the App discharges any of your statutory obligations.

4.6 You remain solely responsible for verifying your Records, for determining and reporting your tax liabilities, for submitting any returns required of you, for meeting applicable deadlines and for complying with Applicable Law. Where appropriate, you should obtain advice from a qualified accountant or tax adviser.

5. International availability

5. International availability

5.1 The App is designed by reference to the tax system of the United Kingdom, including amounts denominated in pounds sterling and the United Kingdom tax year commencing on 6 April.

5.2 The App may be made available through App Stores in countries other than the United Kingdom. Availability in any country does not imply that the App has been certified, approved or adapted for the tax, accounting or professional requirements of that country.

5.3 If you use the App outside the United Kingdom, you are responsible for determining whether it is suitable for your purposes and for complying with all local requirements.

5.4 We may restrict the availability of the App, or of particular features, in any country where we consider it necessary to comply with Applicable Law, App Store requirements or technical constraints.

6. Eligibility

6. Eligibility

6.1 You must be at least 18 years of age to use the App.

6.2 You may use the App only for lawful purposes and in accordance with these Terms, and you are responsible for ensuring that your use of the App is permitted under the laws of your jurisdiction.

7. Licence

7. Licence

7.1 Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable and revocable licence to install and use the App on devices that you own or control, for the purpose of maintaining your own records, in accordance with these Terms and the usage rules of the relevant App Store.

7.2 Except to the extent expressly permitted by Applicable Law, you shall not:

  • copy, modify, adapt, translate, reverse engineer, decompile or disassemble the App or any part of it;

  • rent, lease, sell, sublicense, distribute or otherwise commercially exploit the App;

  • remove, alter or obscure any proprietary notice contained in the App;

  • use the App to facilitate any unlawful, fraudulent or deceptive activity; or

  • interfere with or compromise the security, integrity or normal operation of the App.

7.3 The App incorporates open-source software, which is licensed to you under the terms of the applicable open-source licences. Details of those licences are available within the App. Nothing in these Terms restricts any right you have under such licences.

8. Your Records and responsibilities

8. Your Records and responsibilities

8.1 Ownership. You retain all rights in the Records you create. We acquire no rights in your Records.

8.2 Local storage. The App stores Records locally on your device. RAICO Digital does not hold any copy of your Records and is unable to access, recover or restore them. Records are excluded from cloud backups created by your device’s operating system. You should therefore make regular backups using the tools provided in the App.

8.3 Risk of loss. Deleting the App, clearing its stored data, resetting, losing or damaging your device, or device failure may result in the permanent loss of Records that have not been backed up. Restoring a backup replaces the Records then held in the App.

8.4 Your responsibilities. You are responsible for:

  • entering accurate and complete information, and reviewing and correcting your Records;

  • retaining appropriate supporting documentation, such as receipts and statements;

  • creating and retaining regular backups using the tools provided in the App, and verifying that they can be restored;

  • maintaining the security of your device and of any exported files and backups, which contain sensitive financial information and are not encrypted by the App; and

  • complying with all record-keeping and record-retention requirements applicable to you.

8.5 The outputs of the App depend on the information you enter. Inaccurate or incomplete information will produce inaccurate or incomplete outputs. You should not rely on the App as the sole copy of any records you are legally required to keep.

8.6 The processing of personal data in connection with the App is described in the Privacy Policy.

9. Free version and advertising

9. Free version and advertising

9.1 A free version of the App is available. The free version displays advertising supplied by third-party advertising networks. Certain features may be available only to holders of a Premium Subscription.

9.2 We do not control, and are not responsible for, the content of third-party advertisements. The display of an advertisement does not constitute an endorsement by us of any product or service. Any dealings you have with an advertiser are solely between you and that advertiser.

10. Premium Subscriptions

10. Premium Subscriptions

10.1 Features. A Premium Subscription removes advertising and provides access to the additional features described in the App and in the App Store listing at the time of purchase.

10.2 Purchase. Premium Subscriptions are offered on a monthly or annual basis and are sold, billed and processed by the App Store in accordance with its terms. We use a subscription management service provider to administer subscription status.

10.3 Price. The price of a Premium Subscription, the billing period and any applicable taxes will be displayed in the App Store, in your local currency, before you confirm your purchase.

10.4 Automatic renewal. Unless you cancel before the end of the current billing period, your Premium Subscription will renew automatically for a further period of the same duration, and the App Store will charge the then-current price to your chosen payment method.

10.5 Cancellation. You may cancel your Premium Subscription at any time through the subscription management settings of your App Store account. Cancellation takes effect at the end of the billing period then current, until which you will retain access to Premium Subscription features. Uninstalling the App does not cancel a Premium Subscription.

10.6 Free trials and introductory offers. Where a free trial or introductory price is offered, its duration, price and conditions will be displayed in the App Store before you begin it. Unless you cancel before the trial or offer period ends, your Premium Subscription will continue at the full price.

10.7 Changes in price. We may change the price of Premium Subscriptions. Any change will be notified to you in advance, through the App Store and in accordance with its rules. If you do not accept a change in price, you may cancel your Premium Subscription before the change takes effect.

10.8 Statutory right to cancel. If you are a Consumer in the United Kingdom or the European Union, you may have a statutory right to cancel a contract for digital content or digital services within 14 days. As Premium Subscription features are made available immediately upon purchase, you will be asked to give your express consent to immediate supply and to acknowledge that you will thereby lose your right to cancel, to the extent permitted by Applicable Law.

10.9 Refunds. Requests for refunds are handled by the App Store in accordance with its refund policy and Applicable Law. Nothing in these Terms excludes or limits any right to a refund or to cancel that cannot lawfully be excluded or limited.

10.10 Reversed payments. If any payment for a Premium Subscription is reversed, refunded, charged back or otherwise invalidated, we may withdraw the corresponding access to Premium Subscription features, to the extent permitted by Applicable Law.

10.11 Restoring purchases. If you reinstall the App or change device, you may restore an active Premium Subscription through the "Restore purchases" function in the App, using the same App Store account.

11. Availability, updates and changes

11. Availability, updates and changes

11.1 We will use reasonable endeavours to maintain the App, but we do not guarantee that the App will be available at all times, uninterrupted or free from errors.

11.2 We may issue updates to the App to improve its functionality, compatibility, performance or security, or to reflect changes in Applicable Law or tax rules. Certain updates may be required for the App, or particular features, to continue to function.

11.3 We may modify, suspend or withdraw any feature of the App. If we withdraw or materially reduce a feature included in a Premium Subscription during a billing period for which you have paid, we will notify you, and you may cancel and seek a refund of the unused portion where Applicable Law or the App Store's rules provide for one.

11.4 We may discontinue the App. If we do so, we will endeavour to give reasonable advance notice to enable you to export your Records.

12. Third-party services

12. Third-party services

12.1 The App relies on services provided by third parties, including the App Store, advertising networks and our subscription management service provider. Such services are subject to their own terms and policies, for which we are not responsible.

12.2 You are responsible for evaluating any third-party product, service or website that you access through the App or through an advertisement displayed in it.

13. Intellectual property

13. Intellectual property

13.1 The App, including its software, design, text, graphics and branding, and all intellectual property rights in it, are owned by or licensed to RAICO Digital. Except for the licence granted in clause 7, these Terms confer no right, title or interest in the App upon you.

14. Limitation of liability

14. Limitation of liability

14.1 Liability that cannot be limited. Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability, or any statutory right or remedy, that cannot be excluded or limited under Applicable Law.

14.2 Business Users. If you are a Business User then, subject to clause 14.1 and to the fullest extent permitted by Applicable Law:

  • the App is provided on an "as is" and "as available" basis, and all warranties, conditions and other terms implied by statute or common law are excluded;

  • we shall not be liable, whether in contract, tort (including negligence), breach of statutory duty or otherwise, for any loss of profit, revenue, income, business, goodwill or anticipated savings, or for any indirect or consequential loss;

  • we shall not be liable for any tax, penalty, interest, surcharge or professional fee arising from your Records, from any return you submit or from your use of or reliance on the App; and

  • we shall not be liable for any loss of Records that you have not backed up.

14.2 Business Users. If you are a Business User then, subject to clause 14.1 and to the fullest extent permitted by Applicable Law:

14.2 Business Users. If you are a Business User then, subject to clause 14.1 and to the fullest extent permitted by Applicable Law:

14.2 Business Users. If you are a Business User then, subject to clause 14.1 and to the fullest extent permitted by Applicable Law:

14.3 Cap on liability to Business Users. Subject to clause 14.1, our total aggregate liability to a Business User, howsoever arising, in respect of all claims connected with the App in any period of 12 months shall not exceed the greater of (a) the total sums paid by you for Premium Subscriptions during that period and (b) £50.

14.4 Consumers. If you are a Consumer, we are responsible for loss or damage you suffer that is a foreseeable result of our breach of these Terms or our failure to exercise reasonable care and skill. We are not responsible for loss or damage that is not foreseeable. Where defective digital content supplied by us damages a device or digital content belonging to you, we will, at our option, repair the damage or pay you compensation, unless the damage was caused by your failure to follow our instructions or to install updates made available to you free of charge. Nothing in these Terms affects your statutory rights as a Consumer.

14.5 Events beyond our control. We shall not be liable for any failure or delay in performing our obligations caused by events beyond our reasonable control, including the failure of third-party services, save to the extent that Applicable Law provides otherwise.

14.6 Reliance on Records. Irrespective of whether you are a Business User or a Consumer, you are responsible for verifying your Records before relying upon them or disclosing them to any third party, including an accountant or tax authority.

15. Suspension and termination

15. Suspension and termination

15.1 You may cease using the App at any time by uninstalling it. Any Premium Subscription must be cancelled separately in accordance with clause 10.5.

15.2 We may suspend or terminate your licence to use the App, or restrict access to Premium Subscription features, where reasonably necessary to address fraud, misuse, security threats or a serious or repeated breach of these Terms, or to comply with Applicable Law. We will exercise this right in accordance with Applicable Law and with due regard to any Premium Subscription for which you have paid.

15.3Upon termination, you must cease using the App. Clauses 8, 13, 14, 16 and 19 shall survive termination.

16. Governing law and jurisdiction

16. Governing law and jurisdiction

16.1 These Terms, and any dispute or claim (including any non-contractual dispute or claim) arising out of or in connection with them or with your use of the App, are governed by and shall be construed in accordance with the laws of England and Wales.

16.2 Subject to clauses 16.3 and 16.4, the courts of England and Wales shall have jurisdiction to determine any such dispute or claim.

16.3 If you are a Consumer resident in Scotland or Northern Ireland, you may also bring proceedings in the courts of Scotland or Northern Ireland, as applicable.

16.4 If you are a Consumer resident outside the United Kingdom, nothing in these Terms deprives you of the protection afforded by the mandatory provisions of the law of the country in which you reside, and you may bring proceedings in the courts of that country where its law so permits.

16.5 Before commencing proceedings, we ask that you contact us at info@raicodigital.com so that we may attempt to resolve the matter.

17. App Store terms

17. App Store terms

17.1 Your download of the App and any purchase of a Premium Subscription are also subject to the terms of the relevant App Store. In the event of any conflict between these Terms and the mandatory terms of the App Store, the latter shall prevail to the extent of the conflict. The App Store is not responsible for the App or for providing support in respect of it.

18. Changes to these Terms

18. Changes to these Terms

18.1 We may amend these Terms from time to time to reflect changes to the App, to Applicable Law or to our operational requirements. Amended Terms will be published on our website with a revised "last updated" date.

18.2 Where changes are material, we will notify you within the App before they take effect and, where required by Applicable Law, obtain your agreement. If you do not accept the amended Terms, you must cease using the App and cancel any Premium Subscription.

18.3 No amendment shall retrospectively remove any right or remedy that has accrued to you under Applicable Law.

19. General

19. General

19.1 Assignment. We may transfer our rights and obligations under these Terms to another organisation, provided that this does not adversely affect your rights. You may not transfer your rights or obligations without our prior written consent.

19.2 Third-party rights. No person other than you and RAICO Digital shall have any right to enforce any of these Terms, whether under the Contracts (Rights of Third Parties) Act 1999 or otherwise.

19.3 Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

19.4 Waiver. No failure or delay by us in exercising any right or remedy shall operate as a waiver of it.

19.5 Relationship. Nothing in these Terms creates any partnership, joint venture, agency or employment relationship between you and RAICO Digital.

19.6 Entire agreement. These Terms, together with the Privacy Policy, constitute the entire agreement between you and RAICO Digital in relation to the App.

20. Contact

20. Contact

RAICO Digital Ltd
1711 High Street,

Knowle, Solihull,

England, B93 0LN


Email: info@raicodigital.com


Website: raicodigital.com

© 2026 RAICO Digital Ltd. All rights reserved.


RAICO Digital Ltd (Company No: 16865524) is registered in England & Wales with its registered office at 1711 High Street, Knowle, Solihull, B93 0LN, England.